Benjamin Franklin was an American politician, polymath, scientist and inventor.
A little debt won’t hurt, will it? That’s how it starts. You make a small purchase on your credit card and then before you know it, you're thousands of dollars in debt, and "when you get in debt you become a slave". The best way to avoid never-ending pressure from creditors to repay overdue bills is to not let the bills become overdue in the first place, or better yet, to avoid getting into debt at all (to the extent possible).
After one time, debt can easily become a recurring habit in your life, and that's what you should avoid.
If we adapt to certain good habits that help us increase our income each time instead of making it decrease, we will see an incredible result in our personal finances.
When you have a lot of debts, it’s hard not to worry about how you’re going to make your payments or how you’ll keep from taking on more debt to make ends meet. The stress from debt can lead to mild to severe health, and the deeper you get into it, the more likely it is that you will face health complications.