Only stimulus checks for people for whom the IRS has no information have not been sent yet. All other Americans should have received their direct payment by now but there are people who are still waiting. What may have happened to your stimulus check if you didn't receive it?
While Americans are waiting to see if a new relief bill, including a second stimulus check, is passed by Congress, there are some people who have not received the money that they were entitled to. If your payment hasn't arrived yet, this could be the reason.
Your check may have bounced back to the IRS if the agency tried to send your payment to a now-closed bank account or to a temporary prepaid debit card a tax preparer set up for you. If your payment was returned to the IRS, the agency will mail your check to the current address it has on file for you if you claim it.
Also, the IRS thinks that some taxpayers may have thrown away the economic stimulus money that came in the form of a debit card thinking it was fraudulent mail.
Service employees said the recipients probably accidentally "threw away the debit card thinking it was junk mail."
Due to the generic image of both the envelope in which the card arrives and the plastic itself, many beneficiaries did not realize that it was the incentive sent by the United States Government.
"Approximately 92% of the cards have been activated to this date and new activations continue to arrive daily," said a Treasury official quoted in a Forbes report in October, but some people may still have not realized they threw it away.
If you misplaced or accidentally threw away your card, the EIP card service has an FAQ on what to do if your card is lost or stolen.
You can also call 800-240-8100 to request a replacement. It's free, according to a spokesperson for the Treasury Department. To request a new card, press option 2 when prompted.
However, the EIP card website says, "Your Card will be deactivated to prevent anyone from using it and a new replacement Card will be ordered. Fees may apply," so it is best to call the above number for a lost or stolen card and speak to a representative.