Take a look at what you need to do if you lose your wallet

Take a look at what you need to do if you lose your wallet

If you happen to lose your wallet, there are some things you should do. In this article, you will be able to find out the most useful information. Keep reading and discover all the details!

If you happen to lose your wallet, there are some things you should do. In this article, you will be able to find out the most useful information. Keep reading and discover all the details!

You reach into your purse or pocket and your wallet is gone. If your wallet is lost or stolen, don’t panic. Swing into action to help protect yourself and minimize the chance you’ll have to deal with identity fraud.

First of all, you need to call your bank and credit card issuers, or use mobile or online banking, to cancel or put an alert on each card and confirm there is no unauthorized activity. You may be able to temporarily lock your debit card via mobile or online banking, too.

you need to call your bank and credit card issuers

Secondly, take stock of what else is missing and file a police report in case you become a victim of identity fraud. Keep a copy of the report for your records.

In the third place, contact one of the credit bureaus (TransUnion, Equifax or Experian) to place a fraud alert on your credit report. Once the credit bureau processes your alert, it will notify the other two bureaus for you.

What is more, you will need to request replacements for any lost items. Order new bank and credit cards and update your account information for any automatic payments. Also, contact your state’s Department of Motor Vehicles (DMV) to replace your driver’s license and, in most states, your vehicle registration. And get new copies of your Social Security and/or Medicare cards.

What is more, you will need to request replacements for any lost items

If you kept a spare house key in your wallet along with anything revealing your home address, consider changing your locks.

You always need to keep a record of what’s in your wallet. Photocopy the front and back of every item in your wallet. Store these copies in a safe place so you can access them easily if you need them.

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