Take a look at the best tips to dispute a credit card charge

Take a look at the best tips to dispute a credit card charge

If you have been charged with a purchase you didn't make you have the possibility to dispute a credit card charge made by mistake. Keep reading the best tips to dispute a credit card charge!

If you have been charged with a purchase you didn't make you have the possibility to dispute a credit card charge made by mistake. Keep reading the best tips to dispute a credit card charge!

If you see an error on your credit card bill, chances are it’s just a mistake. Cases of fraud—when someone steals your card number and makes unauthorized charges—are far less common than simple human error. Still, if you wait too long to file a dispute, you could be on the hook for charges you never made.

To catch unusual or improper activity, it’s important to check your statements regularly. You should notify your credit card company when you detect both errors and fraudulent charges; however, the resolution processes are different.

To catch unusual or improper activity, it’s important to check your statements regularly.

If your card is stolen or used to make purchases, you need to deal with the unauthorized charges. You should contact your credit card company immediately to alert it to the fraudulent transactions and prevent further misuse.

Errors, on the other hand, might include being charged twice, or the wrong amount, for a purchase. You might have been charged for merchandise that was never delivered or for a service you canceled. Or you might not have been credited for an item you returned.

If your card is stolen or used to make purchases, you need to deal with the unauthorized charges.

The simplest way to resolve a billing error may be to bring it to the attention of the merchant that made the charge. If you notice your card was accidentally swiped twice, for example, show the retailer or service provider the receipt, as well as your credit card statement.

To resolve a billing error swiftly, you may need to provide your credit card company with paperwork to support your claim. If so, make photocopies of any receipts and credit card statements related to the dispute and keep the originals.

To preserve your right to dispute a billing error, you need to reach out to your credit card company in writing within 60 days of the closing date of the statement in which the error appeared.

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