Easy Tips to Save Money the Easy Way

Easy Tips to Save Money the Easy Way

Saving is spending less than you earn, and doing it consistently over time. Discover the easiest tricks in this article. Read on!

Saving is spending less than you earn, and doing it consistently over time. Discover the easiest tricks in this article. Read on!

The solution to saving money does not come from anywhere, it requires effort, sometimes so conscientious that few dare to take the first step.

Create a realistic monthly budget that lets you know where you are spending the money. The first thing is to be clear about your accounts, to know which expenses are essential (rent, mortgage, bills ...) and which are not.

Once you are clear about your expenses, allocate a monthly money to savings, it is easier if you open another account and order a monthly transfer with the money you have decided to save, to that account. The 50/30/20 rule can help you plan, it is a technique to control your monthly income.

Once you are clear about your expenses, allocate a monthly money to savings

Control energy expenditure by turning on the light only when strictly necessary, while there is light, make the most of natural light by drawing curtains. Use energy saving light bulbs, LED bulbs consume between seventy and eighty percent less.

Choosing a light tariff with hourly discrimination (those that change the price of energy according to the time) can also help you save. Most of these rates include off-peak hours (the price is lower) and peak hours (where electricity is more expensive.)

If you make 30 percent of electricity consumption during off-peak hours, you will save between 30 and 40 percent. Plan your purchase and your menus, take advantage of the leftovers for salads, croquettes and fillings and be clear about the difference between expiration date and preferred consumption.

Do not be shocked by great offers of things that you do not need, sometimes it is not a saving but a superfluous expense, since you do not need them.

Do not be shocked by great offers of things that you do not need, sometimes it is not a saving but a superfluous expense, since you do not need them.

Make a weekly budget and carry it in your purse in different bills, if you do not know how much money you carry it will be more difficult to control spending.

Shower better than bathing, if you shower you will use about sixty liters of water, while to bathe you need between 150 and 200 liters.

Fully load washing machine and dishwasher, using the latter means saving about thirty liters of water, about 35 euros in savings compared to scrubbing by hand.

Related Articles

More News

More News