2020 has been a very particular year and many people who previously did not dare to do things online have started to do so. If you are planning to do your Christmas shopping online here are a few things you should know to avoid scams when transferring your money through apps.
Online operations have multiplied enormously this year, and even the person who was most against using apps and the internet has begun to do so. Things as basic as grocery shopping have been transferred to store apps.
This shift in consumer habits towards e-commerce can be safer, and bring greater comfort and speed for users, but it can also have some risks for those who are not used to doing so.
However, by following a few simple tips, you can keep your money safe and, for this, the golden rule when making transfers with apps is that you always make sure you know who receives the money.
It is increasingly common for people to use apps to make quick money transfers to family and friends or to buy things, especially during the Holiday season.
On these occasions, the rule of thumb is to be sure you know who gets the money, or else you could risk losing it, according to the US Federal Trade Commission.
Many people have reported that they have lost money to scammers when they use the apps to make transfers.
For this, you can follow the following tips:
–Never send money to someone you don't know and if you receive a request for money from someone you know, call them on their phone to confirm that it really was them.
–When you use the app for the first time, it will probably ask for your permission to access your contacts. If you are not comfortable with this, you can deny access or uninstall the app if you do not have this option.
–Review movements of your bank account carefully regularly. Remember that you can ask your bank to revoke transfers that you have not made.