If you find trouble managing your expenses, savings and monthly budget, you can trust this task to an app. There are several platforms that can be very helpful in personal finances.
This free app is very useful to help you to manage all your accounts in one place. To use this platform you'll need to connect it to your bank account. Through Mint you'll be able to track bills, investments, loans, credit cards, debts, and so on. This way, you’ll easily see where your money goes. This app even gives you suggestions based on your spending history.
This is the best net worth tracker, and it’ll work for you free of charge! First of all, you'll have to link your accounts to the Personal Capital Dashboard. Once you can see all your accounts altogether, you can use any of the available tools to improve your finances. You’ll be counseled by experts on your savings and planning.
3. You Need A Budget (YNAB)
Although you have to pay a subscription of $6.99 a month, it's worth to try this app that can help you to save hundreds of dollars in a year. It’ll help you to break the vicious cycle of paycheck-to-paycheck by putting your accounts in order. Here, you’ll also find workshops and support that’ll help you to pay off debts and build a solid emergency fund.
GoodBudget is a simple way to manage your budget through a system called Cash Envelope. The system takes your monthly income and divides it into envelopes for each item that constitutes your obligations. This way, if you have a certain budget for groceries, you can't overspend while shopping. You can also share your budget with family members so everything stays synced up.
Trim is a free platform that allows you to track all your current expenses. By signing up your subscriptions one by one, you'll surely realize that you don't need all of them and you can cut some. Trim will also negotiate for you in order to find the best possible rates in your medical bills, cable, internet, etc. This platform helps you to find the best bank or credit card provider to lower interest rates (APRs), waive interest charges, and get refunds on unfair bank fees.