Either because you are in debt or because you want to save money for your retirement, these tips will help you a lot.
Many are trying to pay off huge student loans and are having a rough time with it, it can get difficult most of the time and you certainly need to get creative about your finances. Keep on reading and you will find a list of 5 simple tips to save a lot of money a year!
1. Going to free yoga classes
Yes, you read it right, there are plenty of ways to find free yoga classes on and offline. This way you not only will spend less money but also enjoy some quiet peaceful time for yourself. You can find free outdoor classes held by nonprofit groups and free trials at yoga studios. There's a lot out there, you just need to go for it, you can save up to $1,000.
2. Using the gym at work
I work for a fitness company, so it’s no surprise that there’s a fitness center in our building. Using it is free and convenient since I can run over to the gym before work, after work, or on a lunch break. Estimated savings: $120 (assuming $10/mo for a cheap gym membership).
3. Mall walking or walking outside
Another free way to get exercise (and some sunshine) is to take your dog for a walk. If it’s too cold or snowy, you can always walk to the mall to walk instead.
4. Preparing meals in advance
On weekends, you can get to prepare all of your weekly meals. This way, you will not be tempted to overspend on groceries.
5. Switching to Walmart for groceries
Not a huge fan of Walmart? Well, it’s time to be! their prices are truly unbeatable. Buying groceries there will certainly save you a bundle!