3 Jobs with great medical coverage for part-time workers

Under the Affordable Care Act (ACA), employers aren’t required to offer sponsored health insurance plans to part-time workers. However, some companies still do this and you can benefit from their policies.

JPMorgan Chase & Co

Do you know this financial institution? It’s responsible for many consumer and business bank accounts, small business credit cards, and more. Their part-time employees can access many benefits no only regarding their health insurance, but also their retirement and other cares, as long as they’ve worked at least 90 days in this company.

There’s the possibility to choose from four medical coverage options and three dental plan options. Most of them cover the total costs of in-network preventive care as well as some premium costs, although the details of this cost-sharing arrangement aren’t public. You can also receive long-term disability insurance paid in full or partially, according to your earnings. In addition to this, there’s life insurance, AD&D insurance, flexible spending accounts, 401(k) plans with variable but high employer contributions, etc.

REI

You’ve surely heard the rumors surrounding this company’s great employers’ treatment. This retailer has an interesting flat pay scale and will extend many benefits to part-time employees who work there for a minimum of 20 hours per week. It provides tools related to individual health insurance for those who work fewer hours as well.

The first mentioned group of employees can access basic life insurance and disability insurance. The company pays both its full costs. Their 401(k) plans offer a dollar-for-dollar company match with a maximum of 5% of total income. There are also many discounts for the retailer’s products and services and you can apply for both medical and personal leaves of absence. For non-exempt workers, there’s coverage for most of the premium costs of medical and dental insurance.

Lowe’s

This is one of the largest home improvement outlets in the market, which means it has a lot of people working for it. Unlike many other employers, they’ve chosen to share a summary of the benefits they offer to their part-time staff, which can be accessed after 89 days of consecutive work for this company.

The health insurance plan they offer covers four primary care visits each year, as well as the preventive care costs’ total amount. The advantages also include no annual deductible, no coinsurance, and no minimum number of hours-worked threshold to qualify for these benefits. Keep in mind that you need to apply within the first 31 days after being hired. After one year of service, you can participate in a direct stock purchase plan and a 401(k) plan, in which the company matches contributions dollar-for-dollar up to 3% of employees’ gross income. Some of this plan’s downsides are its lack of maximum for out-of-pocket contributions and its limited dental and vision coverage. There’s also no specialty care included.

You can read this article to learn about 5 more part-time jobs that offer health insurance benefits!

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