How can you protect your credit card from online threats?

Being able to use the credit card online has always brought its risks, but since the vast majority of people started using it for (almost) everything during the pandemic months, the dangers have increased. How can you protect your credit card from online threats?

If someone steals your wallet or your credit card gets lost, it can be a real bummer, but there’s an upside: at least you know that you need to request a new card and shut down the lost one. But if someone steals your credit card information and you don’t notice it, they can start using it until you realize what’s going on. What can you do to protect your credit card from online threats?

Using a credit card online is convenient but you need to take some precautions

Online scammers are quick and are always coming up with new ways to deceive innocent credit card owners and have simple tricks that work on distracted or naïve consumers. Luckily, you can anticipate most of these, and avoid falling into many traps! Read on to learn how to do it.

An elemental thing is to be suspicious of all emails that reach your account and demand that you write down on some website your credit card data or payment information. If you’re not certain whether it’s a scam or not, you can verify it by paying attention to some details.

To start with, look at the email address. If you click on the display name, which usually looks pretty official, you can see the real email address. If it doesn’t follow the legitimate format of the company, you are most probably being the target of a scam.

During the pandemic, almost all businesses, firms, and food chains enabled online sales, increasing the risks

Secondly, look at the URL of the link that you received in the email. If it’s a legitimate site, it should start with https://, because all sites that ask for your financial information should be secure ones. You should also see a small lock icon in the browser bar. An unsecured site starts with http://, so avoid entering your payment information there.

You can also shut down fraudulent sales if you go over your credit card statements, as well as your banking ones. This way, you’ll notice any suspicious purchases on time to stop them from being charged.

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