When we think about saving money, we usually feel like we need to change our whole lifestyle in order to save just a few bucks. But there’s no need to do extreme things in order to achieve a goal.
If you are trying to improve your budget and you want to start cutting some costs and save some money, you are in the right place. Saving can be frustrating, especially if you feel deprived. Why? Well, because there is just no way someone can consistently do something through time if they are going to hate the process and feel bad about themselves. Not even when it comes to saving money.
Chances are, if you feel deprived you will most likely drop your saving attempt before you can build a healthy financial habit. In order to avoid that, here are some simple things you can try:
If you do it right, coupons can save you a ridiculous amount of money. Next time you get your mail, check your “junk mail�� before throwing it out. Local stores usually mail circulars that are basically a gold mine for saving. You can get unbelievably big discounts on groceries, movies, electronics, home goods, and other products. Also, some coupons can be combined with other coupons or other promos and your savings will be even bigger!
Pay in cash
Paying in cash has two main advantages. On the one hand, it allows you to stay on budget. When you have your money in your wallet and you physically spend it, you will have a greater sense of how you spend it and, naturally, you will be more mindful of your spending. On the other hand, and we seriously mean it, you’ll have change. And you know what you will probably do with that change? Exactly, you will probably save it. Just like when you had a piggy bank back in the day.
Cancel subscriptions you are not using
Ok, so, this might take a little time until you find what to cancel. You are probably subscribed to a lot of services you don’t actually use, so check all of your subscriptions and cancel those you haven’t used in the last 30 days. This way, you will save money and you won’t even notice. There’s no need to cancel Netflix y you really use it, but if you are currently using several streaming services, maybe determine which one you are using more and cancel the rest.