Sitting down one afternoon to create a budget and control your finances is not a pleasant task, but there is no escape. We all need to do it. Fortunately, there are a lot of apps that will help you with that.
If you are tired of living in a paycheck-to-paycheck cycle or you need some help organizing your finances, you can always turn to technology for a little extra help. Here are some great virtual wallets that will help you manage your finances:
Acorns will help you control all your accounts from one place. You can start investing your money, and the starting point is as little as $5. Among its many features, you can find an automatic contribution option, a customized portfolio that matches your exact needs and very low management fees, ranging from $1-$2 per month.
Albert will dramatically improve your budgeting technic. If you tend to calculate your budget by subtracting your expenses to your income, this is probably the best app for you. It will help you detect any overpayment you’re currently making and it will also detect any saving opportunity. And it’s free!
You will never again miss another bill with Prism. This app will help you stay on top of your money by giving you a full picture based on your income and all your bills. They will sync your account balances and bills and from there, you can make every payment and keep track of all the due dates.
The good old envelope method reimagined. With this app, you can create budgets and set saving goals. It will allow you to connect multiple bank accounts and create real-time budgets with automatic transaction syncing. You can select to pay a low $4 monthly fee or $40 annually.
Take control of your finances. Use all the means available to stay on budget and learn how to manage your money. Build better money habits and improve your spending and savings!