Have you ever been sick and scared off by the amount you spent on doctors and medicines? You can avoid it by taking some savings tips!
Although health is a priority for anyone, unfortunately, there are cases where it is usually quite expensive and a big blow to our wallet. But there are ways to save some money on medicine or any medical supplement you need.
So you should learn some and put them into practice so there won’t be any excuse to overlook your health!
Mail order or online pharmacies
Try to find a good mail-order pharmacy for your long-term medicines. Your health plan may offer one to you. You can order a 90-day supply and may have a lower copay.
Also, you can search online for good mail-order prices. Then check with your health plan to make sure the medicines you buy from the program will be covered before you order.
Discount programs or supplemental coverage
You may be eligible for a drug assistance program. It depends on your income and health needs. Some pharmaceutical companies offer these programs. They are also called "patient assistance programs." You may get a discount card, free, or low-cost medicines. You can apply directly to the drug company for the medicine you are taking.
Switch to generics
Generic drugs are copies of brand name drugs. They have the same exact medicine as a brand name drug. A generic is approved as safe and effective by the Food and Drug Administration (FDA). The brand name drug costs more because of the research that went into making it. The generic drug is the same drug, and it costs less money.
You might also be able to buy a "therapeutic equivalent" at a lower cost. This is a different drug formula, but it treats the same condition. It may work just as well.
Use medicines wisely
Take all of your medicines as directed to avoid problems that can lead to illness and out-of-pocket expense. Tell your provider if you are taking other medicines, herbal supplements, or over-the-counter drugs.
Build a good relationship with your pharmacist. Your pharmacist can look out for you, recommend ways to save money, and make sure all the drugs you take are safe.