If your payday doesn't meet your needs, you don’t have to worry about it! A good way to receive it a few days earlier is through a direct deposit.
Maybe you’re in need of some extra cash or you’re looking for a way to optimize your budget. In any case, receiving your paycheck in advance can bring many advantages!
Direct deposits are an interesting option and should be at the top of your list if you’re looking for a way to get paid early. The main thing to keep in mind is that they don’t work instantly like payday advance apps.
The Chime mobile banking account allows you to set up a direct deposit in just a few steps. Firstly, you need to get both your routing and your account number, which you can find on Chime’s “Move Money” tab. These numbers should then be presented to your employer.
Another way is to use the “Direct Deposit” tab and go to “Email me a prefilled direct deposit form”. This will send you a completed form to your email account. Afterward, you’ll have to forward the form to your employer.
The best part about setting your direct deposit is that you’ll receive your paycheck up to two days early! You can then use the money for whatever you needed, whether it was grocery shopping or just savings.
A way to complement this is by creating a budget. The combination will help you avoid overspending and optimize your savings.