Receiving your unemployment payment is way much easier nowadays! Forget about looking for a check-in your mail. Now you can receive the benefit through a debit card. Look at this guide and learn how they work.
Unemployment departments have found a more efficient way to send benefit payments. They no longer involve a check in the mail, now it's better to use a debit card!
So, if you need to apply for unemployment benefits or just received your unemployment debit card, take a look at this guide and learn everything you need to know about this new method.
How do they work?
Nowadays, you can either receive the unemployment benefit payment through direct payments to your bank account or an unemployment debit card.
When applying for the second option, your debit card will be mailed to you. At this point, they work like any other card, this means that once you get it you will have to activate it and set up your personal PIN before you use it.
You can then use your unemployment debit card to purchase products and withdraw cash, among others. However, you will have to remember that once you spend all the money on the card, you can't use your card anymore until you receive the next unemployment payment.
Use your unemployment debit card
As it happens with regular debit cards, you can use your unemployment card for several things:
- Purchase things
- Withdraw money from an ATM (Remember: They will charge an extra fee if you go to an ATM from another bank)
- Pay bills online
- Get cash-back
- Transfer money to your bank account (Check if you need to pay extra fees before)
The only difference with other debit cards is that you can't pay for gas at the pump with your unemployment debit card. So, remember that you will have to go inside the gas station to pay.
Unemployment payment frequency
Although the payment frequency will mainly depend on your state's benefit payment schedule, it's usually sent on a weekly or biweekly basis.
Make sure you check your card's balance! You can do it at an ATM or online.
What to do if you lose your card
If your card gets lost or stolen, you can apply for a replacement. In this case, you won't have to call your unemployment agency, but your debit card customer service.
Remember to call for a replacement as soon as you can. This way your remaining balance can be transferred to a new debit card.